Medicare is a federal health insurance program specifically for people who are 65 or older, as well as those with certain disabilities or conditions. If you are going to be eligible for enrollment soon, it’s important to understand all four parts of this program.

Part A provides coverage for things like inpatient hospital stays, hospice care, skilled nursing facilities, and some home health care services.

Part B of Medicare covers outpatient medical services; this includes doctor visits, preventive care, and medical equipment. There is typically a monthly premium for Part B, and it is based on your income.

Part C, also known as Medicare Advantage, is an available alternative to traditional Medicare. This type of health insurance coverage is typically offered by private insurance companies, such as Simerly Ayers Insurance, and provides all of the benefits of Parts A and B. However, it also provides additional benefits such as dental and vision care.

Part D specifically provides prescription drug coverage for medications you need to take regularly. Like Part B, there is usually a monthly premium for Part D, and it is based on your income.