As people age, their insurance needs change. Life changes occur at all ages, and insurance coverage should be adjusted to reflect those changes. Simerly Ayers is an insurance agency committed to providing affordable insurance coverage throughout a customer’s lifetime. We're here to discuss some of the key considerations to keep in mind as your insurance needs change through the different stages of life. Learn more and get in touch with us for affordable insurance today!
Insurance Needs Through the Ages
Insurance Needs Through the Ages
Young Adults
Young adults are just learning to live independently, and it's when insurance coverage becomes a major factor to consider. Health insurance plans are important for this age group, as well as dental, life, ancillary, and more. As young adults start their careers, life insurance coverage should be reviewed to determine the best plan for their particular lifestyle and budget.
Adults in Their 30s
Adults in their 30s are likely married with children, and additional coverage should be discussed. As family size changes, life insurance coverage should also be adjusted to ensure that their loved ones are taken care of financially. Health and dental insurance should also be revisited to ensure the coverage adequately meets their needs.
Adults in Their 40s and 50s
Adults in this age range are likely well established in their careers, with larger families. Reviewing life insurance coverage is still important at this stage of life, but other coverages should also be reviewed. Long-term care insurance is an important option to consider, as well as disability coverage.
Seniors
As seniors approach retirement age, they should begin to evaluate their long-term needs and lifestyle. Medicare supplements should be discussed during this time, in addition to life insurance and other coverages that may provide financial protection from the escalating costs of health care during retirement years. Our team at Simerly Ayers offers consultations to evaluate your insurance needs and current coverage at any stage in life.
At Simerly Ayers, we understand that insurance needs change through the years, but our commitment to providing affordable insurance doesn't. We are dedicated to helping you find the most appropriate coverage for whatever stage of life you’re in. Get in touch today to discuss your individual insurance needs and find out how we can help.