What's the Difference Between an Insurance Agent vs. Broker?

When it comes to buying insurance, it can be confusing to navigate through the different terms and roles involved in the process. People typically rely on insurance agent or insurance brokers and we are here to explain the difference between the two.

At Simerly Ayers, we are licensed insurance agency in Fort Walton Beach, FL, to help you achieve the best insurance plan for your needs. Contact us today to get more information about the insurance options we offer and start creating the most effective insurance coverage.

Smiling couple signing documents and talking to an insurance agent

What is an Insurance Agent?

An insurance agent is a representative of an insurance company who is licensed to sell and service insurance products on behalf of that company. Insurance agents are usually paid a commission by the company they represent. They have a legal obligation to act in the best interest of their clients, as well as the insurance company they represent. Simerly Ayers is an example of an insurance company that employs licensed insurance agents to sell insurance policies with the best interest of clients in mind.

Business man shaking hands with an insurance broker

What is an Insurance Broker?

An insurance broker is a professional who represents multiple insurance companies, and their role is to help clients find the best insurance policies that meet their needs. Brokers are not employed by insurance companies, but rather work on behalf of their clients. They are paid a commission by the insurance company that provides the insurance policy to their client.

Happy man and woman meeting with a business man

Why it Matters When Choosing Insurance

When it comes to choosing insurance, understanding the difference between an insurance agent and an insurance broker is crucial. Depending on who you choose to work with can impact the type of coverage you receive in your policy and how much you pay for it. So, take the time to research and ask questions before choosing an insurance company, as it can make a significant difference in the quality and cost of your insurance coverage.

Get The Insurance Coverage You Need

When you work with Simerly Ayers, you will experience a high level of commitment to your needs to ensure your insurance coverage meets your expectations and give you peace of mind knowing you and your loved one are coveraged apporpriately. We have licensed insurance agents who are knowledgeable and dedicated to finding the best insurance policies for our clients. Contact us today to get the insurance coverage you need.

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